The stock market has increased by over 6.5% during January, nobody seems sure why, but there does seem more confidence in the property market and a few more buyers. I think we need to balance this against the fact that the pound seems to be plummeting against the Euro and its likely the UK will be borrowing £64 billion more in 2014 and 2015 than was forecast in 2010. The Institute of Financial Studies saying that a weak economy will mean that the Government will have to borrow more than forecast unless it imposes tax rises and further spending cuts. Public service spending could fall by a third by 2018, cuts could lead to the loss of about 1.2m public sector jobs.